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I see your pains, and I understand them. I empathise and sympathise with you. Yet, the best advice in the circumstance is wait. You see, some debts are better, nay, best collected in future.
To be sure, some debtors are meaner than the devil. They reward evil for good. Thankfully, Proverbs 17:13 has concluded their fate. Evil is their eternal thank you, their forever tenant.
For at least one person, October 5, 2025 shall begin the end. The mission is to go learn the art of collecting debt when the debtor might have well forgotten. The number, five, was important at onboarding. So, it should be at reverse gear too.
Life is that simple, is it not? You took Gate Five in, you take the same out; the seven years in-between should never force you to forget what you ought to remember. You know, I miss Cup of Coffee, our radio and online segment on which we tongued without tonguing. If you don’t gerrrit, forgerrrit.
As we were saying, no creditor should toy with an ungodly, powerful debtor. The former must be smart enough to pray and wait for when the latter is without power. A powerful, mean debtor pays up, begging, the moment they lose power. What a time for hitherto ignored, insulted and taunted creditors to have their pound of flesh.
You get the point now, dear helpless creditor. Stop crying, stop shouting, stop whining. You are losing marks and supporters and sympathisers. Be a man: today, learn the art of waiting in pain and defeat.
Because, really, the way our world is wired, there is neither empathy nor sympathy for weakness. The violent take it by force, right? Learn to never pursue any matter, plus including debt collection, when you are at your weakest. In Nigeria, the land of power and force, a mean debtor who has even the littlest power or political or judicial connection can crush you to smithereens.
Now that you know, simply adopt this talismanic strategy. It is a master key; fit for all situations and across all areas of life. You can apply it in a bad family, or to a bad marriage, or with a bad boss. It is also a sure-bet in matters of finance, leadership and what have you.
Stop fighting useless fights. Stop engaging in ventures of strength when you know yours is the weak or wrong end of the stick. Never lack power or money and plus brain, simultaneously. That is, if you lack money or power, do not lack brain.
By the way, if you did someone a good turn, it is not your place to remind them to reward you. Never solicit gratitude or recompense, and never accept the gains and allied outcomes of such solicitations. In fact, if you have to beg or remind anybody to remember how kind you were to them, then just know that the ingrate and whatever crumbs they halfheartedly gift you are no good. All of it is just a piece of unholy sh-t (sorry, I wanted to say) just a piece of unholy insult nicely wrapped and served!
Have some sense, my dear. If people to whom you did good insult you with bad, do not join them to insult yourself. Because bad done by self to self is badder than an extraneous baddest -well, is worse than the worst done by another. Who the hell is here to mind the English?
Be warned, a philosopher, like a prophet, has poetic licence in thoughts and language. They can think anything They can speak anyhow. Meaning and sense or wisdom are not necessarily the exclusive preserve of fine language.
Furthermore, the connectionless, moneyless, powerless, proofless and voiceless creditor should never think they are alone. Because, indeed, they are not and never shall be. Nature is out there, waiting, watching, and recording. I understand the frustration with physical nature being permanently blindfolded and therefore unable to see and ensure justice sometimes, but humanity ought to be permanently consoled that the buck (of judgement) stops with spiritual nature.
The poor and hapless creditor should trust spiritual nature, if nothing else. Spiritual nature is a sure bet last resort. It never fails. The challenge with it though, is that apart from being considered too slow it is also too humble and too taciturn: the much it does is almost always underreported or unreported at all.
Spiritual nature fights for the weak. Musicologist and philosopher, Christopher Esin (Mista Xto), mused last Friday about how Nigerian public officers use our commonwealth to educate their children abroad only for the same children to return to the Nigerian political economy to struggle for positions and everything else with children of the poor. That is a perfect example of the leveller that spiritual nature is. As Chinua Achebe postulated, the penis of a two year old who stays alive long shall surely eat bearded meat.
So, please, be calming down. Some debts shall be collected for you, spiritually. Which leaves you wondering of what use power is when it is powerless at the end? Dear powerful man, today that you still can, please save your future and your children and your children’s children the embarrassment inherent in long-overdue bitter debt repayment!
Similarly, where a big man is the creditor, they should know enough to not pursue just about every debtor. No big creditor should publicly pursue or shame a small debtor. In business, and in leadership, such comedowns always backfire. No big man should do small dirty things just to prove a point or just to teach a small person a lesson -no matter the provocation, no matter the temptation.
Big creditors should never fly low while dealing with small (even if nasty) debtors. People who are high should always remain high. Cocks and hens can throw all the tantrums they want at the eagle, it is never coming down to join issues with them. People may carry on disinterested or uninterested but we know who is who and what is what, per time.
God bless Nigeria!
