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HabariPay Limited, the fintech subsidiary of Guaranty Trust Holding Company Plc (GTCO), has launched its maiden HabariPay Impact Report 2025, detailing the company’s growth journey, business performance and contributions to Nigeria’s digital payments ecosystem.
The report provides a comprehensive overview of HabariPay’s transformation from a newly established fintech company into a major player in the country’s payment infrastructure space. It highlights key milestones, strategic investments and business decisions that have driven the company’s expansion and strengthened its position in the digital payments market.
According to the report, HabariPay has played a significant role in supporting digital commerce by enabling businesses to accept payments, facilitating transfers, providing merchant services and developing technology-driven solutions that promote financial inclusion. The publication also highlights the company’s financial and operational performance, including the growth of its Squad platform and the expansion of infrastructure supporting payment acceptance, switching and other value-added services.
Speaking on the launch of the report, Managing Director of HabariPay, Eduofon Japhet, said the company’s impact goes beyond financial results. “As a technology-driven company, we believe that impact extends beyond financial performance. It is reflected in the businesses we enable, the merchants we support, the infrastructure we build, and the opportunities we create for the next generation of innovators.
The HabariPay Impact Report 2025 captures this journey and demonstrates our commitment to creating sustainable value for customers, partners and the broader economy,” she said.
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Japhet noted that the report reflects the company’s deliberate investments in payment infrastructure, innovation and business empowerment.
“The HabariPay Impact Report 2025 represents more than a reflection on our achievements; it is a testament to the deliberate investments we have made in building sustainable payment infrastructure, empowering businesses, fostering innovation and creating long-term value for our stakeholders. As we look ahead, we remain committed to expanding our capabilities, deepening our impact and shaping the future of digital payments through technology-driven solutions that are secure, scalable and inclusive,” she added.
The report also showcases HabariPay’s investment in talent development through initiatives such as the Take on Squad Hackathon and the Squad Hackademy, programmes designed to nurture technology talent and encourage the development of practical solutions to real-world challenges.
Looking ahead, HabariPay said it plans to deepen investment in payment infrastructure, merchant-focused solutions, digital innovation and intelligent technologies as it seeks to play a bigger role in shaping the future of financial services in Nigeria and beyond.
