Beyond the rollover: Building a shared backbone for prepaid electricity in Nigeria —- Kaothar Sotomiwa

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By Rita Okoye

A few months ago, across Nigeria, prepaid electricity tokens stopped working unless meters
were “key changed.

“Overnight, the cracks showed: apps timed out, agent kiosks jammed, and
families who had paid in full stared at blank meters. The real issue wasn’t the rollover itself but the lack of coordination among banks, wallets, agent networks, and distribution companies.

Each player patched its corner, and customers carried the cost. The fix isn’t another shiny app; it’s a small set of shared, simple routines that everyone in the chain can follow the next time the
rules change.

First, make help universal. A customer should be able to retrieve their two “key change” codes and the exact order to enter them from anywhere they normally purchase power, via the bank
app, wallet, agent shop, or a simple short code on a basic phone. No guessing the right website.

Type in a meter number, pass a quick identity check, and the codes appear with plain English instructions and a short video. If we had that one, simple help layer, the rollover would have
been a one-evening inconvenience, not a week-long ordeal.

Second, tell the truth about every purchase. Most complaints are not about money; they’re about uncertainty.

“Did my token go through?” “Should I try again?” We need a tiny public status
page behind every sale that says one of four things: paid, delivered to you, accepted by the meter, or rejected, with a reason. When people can see what happened, they stop calling ten
different numbers, and the lights come back on faster. It also saves the distribution companies real money: fewer refunds, fewer repeat payments, fewer angry calls.

Third, treat the agent at the corner shop as a first-class digital user. In a tough year, when cash was tight and networks were spotty, people trusted a person more than a progress bar. Give
agents a small “toolbox” that works even when the signal is poor: a way to look up a household’s meter details with consent, an offline queue for printing tokens that syncs later, and the same one-tap access to the key change codes. When agents are equipped, the whole system looks smarter, even if the grid isn’t.

Fourth, rehearse before we go live. The token rollover blindsided too many teams because we treated it like a news alert, not a change to be staged and tested. We should run fire drills the
way good hospitals run mass casualty drills: meter test benches in each city, a small volunteer panel of households across meter brands, and a 48-hour “dress rehearsal” where we push the
change to a safe slice, measure fallout, and fix what breaks before nationwide rollout.

The public never complains about the changes they don’t feel. Fifth, tighten the handshake between the money paid and the light delivered. Today, one team
issues tokens and another team guesses if the meter accepted them. That split creates delay and blame. We need a single, tamper-proof log behind each transaction that both sides can see.
If a token fails, the refund and reissue should be automatic, not a week of back and forth.

When that link is tight, call centre volume drops, revenue shows up faster, and customers stop keeping
“emergency” cash just in case the system has a bad day.

I say all this not as a critic on the sidelines, but as someone who builds these kinds of fixes for a
living. My craft is turning messy, cross-company problems into simple rules, clear ownership, and measurable wins. In the last few years I’ve led programmes that moved the needle under
real world pressure: getting teams to adopt a new way of selling from 10% to 80% in ninety days; nudging win rates up in tough markets; slashing time to close by nearly a month; and training partner teams to the point where bookings rose by hundreds of millions of naira, backed
by dated screenshots, signed agreements, and independent letters. The pattern is always the same: start small, agree on the few things everyone will do the same way, make the numbers visible, coach the humans, and scale what works.

Here’s how I would apply that playbook to prepaid power in Nigeria over the next ninety days.

Week one: bring one distribution company, two major banks, two wallet providers, and the three largest agent networks into the same room and agree on the shared routines, the universal help flow for key change, the four-line status message behind every purchase, and the fast-track refund rule. Week two to four: stand it up in one city, with a daily scorecard everyone sees at 9
a.m.: how many households used the help flow, how many failures were fixed on the first try, how many calls we avoided. Weeks five to eight: run the “dress rehearsal” for the next meter or
tariff change, on purpose, in daylight. Weeks nine to twelve: publish what worked, name the next city, and repeat. Keep the tech humble, the language human, and the ownership clear.
Why does this matter to a visa assessor, a regulator, or a CEO? Because resilience is the real product here. Every time a family can top up from anywhere and the lights come on for the first
time, trust goes up and revenue becomes more predictable. Every time an agent can help without calling a secret back office, complaints go down. Every time we agree on a simple routine across companies, we shave days off refunds and call backs, and all of that shows up in the numbers that determine whether this sector can attract capital and keep the lights on. This is the work I do, and this is the outcome I care about: fewer “sorry for the inconvenience”
messages, more evenings where a paid token turns into power without drama.

That is how we turn a painful 2023 lesson into a quiet, durable win for everyone in the system.

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