Wema Bank has raised the bar in Nigeria’s digital banking space with the launch of the upgraded version of its flagship platform, ALAT by Wema, introducing cutting-edge features such as voice banking, contactless payments and service uptime prediction.
Branded “ALAT: The Evolution,” the revamped app marks a major leap in how customers interact with their bank, delivering a faster, smarter and more intuitive digital experience. The upgrade reinforces Wema Bank’s reputation as Nigeria’s most innovative bank and the pioneer of Africa’s first fully digital bank.
At the heart of the new experience is voice banking, known as SAW, which allows customers to carry out transactions and banking activities using natural voice commands. The feature is designed to reduce friction, improve accessibility and make banking more convenient for users on the go. Also introduced is Tap and Pay, enabling quick, secure and seamless contactless payments, while uptime prediction offers customers greater transparency and confidence by providing insights into service availability and reliability.
Together, these intelligent tools are built to simplify everyday banking while anticipating customer needs in real time, underscoring Wema Bank’s focus on trust, efficiency and customer-centric innovation.
Speaking at the launch, the Managing Director and Chief Executive Officer of Wema Bank, Mr. Moruf Oseni, described the upgrade as more than a routine app update. “ALAT: The Evolution is more than an upgrade.
It is a clear demonstration of our commitment to redefining digital banking in Africa. By understanding the future of banking and listening closely to our customers, we have upgraded ALAT by Wema to a digital banking platform that is smart, intelligent and dependable,” he said.
Oseni added that the new version reflects the bank’s broader mission to make digital banking more meaningful in everyday life. “This evolution reinforces our promise to deliver innovation that genuinely enhances how people live, work, and transact every day,” he noted.
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He assured customers that migrating to the upgraded app is seamless. “Existing customers can simply visit the Google Play Store or Apple App Store to update their existing ALAT app and sign-in with their existing login details. All their account information and transaction history remain intact on their profile, and they will also gain access to new features that make banking faster, more intuitive, and more reliable,” Oseni explained.
According to him, new users can also onboard effortlessly. “For new customers, all they have to do is visit the Google Play Store or Apple App Store to download the ALAT by Wema app and click the Get Started icon to onboard seamlessly,” he added.
Providing insight into the technology behind the upgrade, the Chief Digital Officer of Wema Bank, Mr. Olusegun Adeniyi, said the bank deliberately focused on experience, not just features. “With ALAT: The Evolution, we set out to enhance not just functionality but the overall banking experience. By integrating voice banking, contactless payments, and predictive reliability, we are delivering a platform that is built on powerful technology and responds intelligently to customer needs,” he said.
Adeniyi noted that the upgrade reflects Wema Bank’s long-term digital ambition. “This upgrade reflects our long-term digital vision to create a digital bank that is adaptive, intuitive, and consistently available,” he added.
Built on speed, intelligence and user-centric design, ALAT: The Evolution redefines everyday banking by combining voice-enabled transactions, contactless payments and predictive service reliability into one seamless platform.
With the upgraded ALAT app, Wema Bank continues to strengthen its position as a digital-first institution, delivering innovative solutions that empower individuals and businesses to bank with confidence in Nigeria’s rapidly evolving digital economy.

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